It already happened

Every number we list

Call your bank first, using the number on your card. These are for everything after that.

Checked USSources at the bottom

Each number here was read on the organization’s own website on the date shown. Where we couldn’t confirm one, it isn’t listed, and the entry says where to find it.

Help right now

Your bank or card company

The number on the back of your card, on your statement, or inside the bank's app. Not a number from a text, an email, a pop-up, or a search ad.

National Elder Fraud Hotline

833-372-8311

Fraud against anyone 60 or older, reported by them or by family. Free. Run by the U.S. Department of Justice.

Hours
Mon–Fri 10 a.m.–6 p.m. ET
Languages
English, Spanish, other languages available
Checked
on ovc.ojp.gov

AARP Fraud Watch Network Helpline

877-908-3360

Anyone who spotted a scam, was targeted, or is helping someone who was. Free.

Hours
Mon–Fri 8 a.m.–8 p.m. ET
Languages
Translation available on the call
Note
Guidance and support. They don't investigate or recover money.
Checked
on aarp.org

988 Suicide & Crisis Lifeline

988

Anyone in emotional distress or crisis, including after a scam or a threat. Free and confidential.

Hours
24/7
Languages
English, Spanish (press 2), interpretation in other languages
Note
Call or text 988, or chat at 988lifeline.org.
Checked
on 988lifeline.org

Take It Down (NCMEC)

takeitdown.ncmec.org

Nude or sexual images of you taken before you were 18. Free, can be anonymous, and you don't send the images to anyone.

Note
Online only. Works on platforms that have agreed to take part.
Checked
on takeitdown.ncmec.org

StopNCII.org

stopncii.org

Adults whose intimate images were shared or are being threatened. You must be 18 or older now and when the image was taken.

Note
Online only. Under 18: use Take It Down instead.
Checked
on stopncii.org

Report it

A report builds a record. Make the calls about the money first.

Federal Trade Commission (FTC) Consumer Response Center

877-382-4357

Report a scam or fraud by phone if you can't use ReportFraud.ftc.gov.

Languages
Interpreters for many languages: press 3, 9 a.m.–5 p.m. ET
Note
Also written as 1-877-FTC-HELP.
Checked
on ftc.gov

ReportFraud.ftc.gov

reportfraud.ftc.gov

The FTC's online report for scams, fraud, and bad business practices.

Languages
English; Spanish at ReporteFraude.ftc.gov
Note
Online form. To report by phone, call the FTC Consumer Response Center.
Checked
on ftc.gov

FBI Internet Crime Complaint Center (IC3)

ic3.gov

Report online crime to the FBI: scams, fraud, extortion, crypto theft.

Note
Online only. IC3 will never contact you directly for information or money, and doesn't work with law firms or crypto services to recover funds.
Checked
on ic3.gov

Consumer Financial Protection Bureau (CFPB)

855-411-2372

Complaints about a bank, card, payment app, or credit bureau, including one that won't help after fraud.

Hours
Mon–Fri 9 a.m.–6 p.m. ET, except federal holidays
Note
Online takes 7–10 minutes; by phone, 25–30. TTY: 855-729-2372.
Checked
on consumerfinance.gov

FBI field offices

fbi.gov

Find your local FBI office.

Note
For online fraud, file with IC3 as well.
Checked
on ic3.gov

U.S. Postal Inspection Service

1-877-876-2455

Mail fraud and mail theft, including cash or checks you mailed to a scammer.

Note
Mailed cash? Call right away. For a fee, USPS may be able to stop a package that hasn't been delivered.
Checked
on uspis.gov

Social Security Office of the Inspector General

oig.ssa.gov

Report calls, texts, emails, or letters pretending to be Social Security.

Note
Online forms only. No phone line is listed.
Checked
on oig.ssa.gov

Treasury Inspector General for Tax Administration (TIGTA) Hotline

800-366-4484

Report calls, texts, or emails pretending to be the IRS.

Note
TIGTA's website is being updated; it says to leave a message on the hotline.
Website
tigta.gov
Checked
on irs.gov

NCMEC CyberTipline

1-800-843-5678

Sexual exploitation of a child or teen under 18. Report online or by phone.

Hours
24/7
Note
Run by the National Center for Missing & Exploited Children. Phone is 1-800-THE-LOST.
Checked
on report.cybertip.org

Identity, credit, and benefits

A credit freeze is free and has to be placed with each of the three bureaus. To check a call or letter from Social Security, the IRS, or Medicare, call them yourself at these numbers.

IdentityTheft.gov (FTC)

877-438-4338

Someone used your name, Social Security number, or accounts. Builds a recovery plan and an FTC report.

Languages
English online; Spanish at RobodeIdentidad.gov; other languages by phone, press 3, 9 a.m.–5 p.m. ET
Checked
on consumer.ftc.gov

Identity Theft Resource Center (ITRC)

888-400-5530

Free one-on-one help for victims of identity theft, scams, and fraud. Nonprofit.

Note
Phone, live chat, or text.
Checked
on idtheftcenter.org

Equifax credit freeze

888-298-0045

Place or lift a credit freeze with Equifax. Free.

Checked
on equifax.com

Experian credit freeze

888-397-3742

Place or lift a credit freeze with Experian. Free.

Note
Also written as 1-888-EXPERIAN.
Checked
on experian.com

TransUnion credit freeze

transunion.com

Place or lift a credit freeze with TransUnion. Free.

Note
We couldn't confirm a phone number on TransUnion's own site, so we don't list one. Freeze online, or use the number shown on transunion.com.
Checked
on experian.com

Social Security Administration

1-800-772-1213

Check whether a Social Security call or letter is real. Call this number yourself.

Hours
Mon–Fri 8 a.m.–7 p.m. local time
Note
Shorter waits in the morning and later in the week. TTY: 1-800-325-0778.
Checked
on ssa.gov

IRS

800-829-1040

Check whether an IRS notice or letter is real, or ask about your tax account.

Website
irs.gov
Checked
on irs.gov

IRS identity verification

800-908-4490

Tax-related identity theft, or the IRS asked you to verify your identity or return.

Note
Can't give refund status or other tax information.
Checked
on irs.gov

Medicare (1-800-MEDICARE)

1-800-633-4227

People with Medicare: questions about your coverage or bills, and suspected Medicare fraud.

Hours
24/7, except some federal holidays
Note
TTY: 1-877-486-2048.
Checked
on medicare.gov

Senior Medicare Patrol (SMP)

877-808-2468

People on Medicare and their families: spotting and reporting Medicare fraud, errors, and billing you don't recognize.

Checked
on smpresource.org

Payment companies, gift cards, and investments

Call the company the money went through. Use the number here or inside its app, not one from a message or a search result.

Western Union Fraud Hotline

720-945-9351

You sent money through Western Union because of a scam, or someone is asking you to.

Languages
Also Spanish, Haitian Creole, Chinese, French, Vietnamese
Note
Not toll-free. If the money hasn't been picked up yet, say so first. Once it's paid out, Western Union may not be able to refund it.
Checked
on westernunion.com

MoneyGram

1-800-926-9400

You sent money through MoneyGram because of a scam.

Languages
English; Spanish line 1-800-955-7777
Note
If the transfer hasn't been received yet, ask them to cancel it.
Checked
on moneygram.com

PayPal Customer Service

1-888-221-1161

Unauthorized PayPal payments, or a payment you were tricked into.

Note
You can also report it in PayPal's Resolution Center after you log in.
Website
paypal.com
Checked
on paypal.com

Venmo Support

855-812-4430

Venmo payments and account access.

Hours
Every day 8 a.m.–8 p.m. CT
Note
In-app chat: Get Help, then Chat With Us, 8 a.m.–7:45 p.m. CT. Venmo debit card: the number on the back of the card.
Checked
on help.venmo.com

Cash App Support

1-800-969-1940

Cash App payments and accounts.

Hours
Every day 8 a.m.–9:30 p.m. ET
Note
Cash App says this is its only support phone number. In the app: profile icon, then Support.
Checked
on cash.app

Zelle

1-844-428-8542

Zelle runs through your bank's app. Report the payment to your own bank or credit union first; this line is for questions.

Hours
Every day 8 a.m.–10 p.m. ET, except Independence Day, Thanksgiving, Christmas, and New Year's Day
Note
Zelle says qualifying impostor scams may be eligible for reimbursement.
Checked
on zelle.com

Apple Cash support

1-877-233-8552

Apple Cash and person-to-person payments.

Checked
on support.apple.com

Coinbase

help.coinbase.com

Coinbase accounts and crypto sent from Coinbase.

Note
Use the support number inside the official Coinbase app. We couldn't confirm one on Coinbase's own site, so we don't list it.
Checked
on help.coinbase.com

Apple gift cards

800-275-2273

You bought Apple, App Store, or iTunes gift cards for someone who turned out to be a scammer.

Note
Say "gift cards" when prompted.
Checked
on support.apple.com

Google Play gift cards

support.google.com

You bought Google Play gift cards for a scammer.

Note
Online report form only; Google lists no phone number for this. The person who was scammed has to file it.
Checked
on support.google.com

Amazon gift cards

amazon.com

You bought Amazon gift cards for a scammer.

Note
No phone number listed. Sign in at amazon.com, go to Customer Service, and ask for the Customer Protection Review team.
Checked
on amazon.com

Target GiftCard

1-800-544-2943

You bought Target gift cards for a scammer.

Checked
on corporate.target.com

Walmart gift cards

888-537-5503

You bought Walmart gift cards for a scammer.

Checked
on corporate.walmart.com

Steam gift cards

help.steampowered.com

You bought Steam gift cards or wallet codes for a scammer.

Note
We found no phone number on Steam's support site. Use help.steampowered.com.
Checked
on help.steampowered.com

eBay gift cards

pages.ebay.com

You bought eBay gift cards for a scammer.

Note
No phone number listed. Contact eBay Customer Service through Help & Contact on ebay.com. Keep the card and the receipt.
Checked
on ebay.com

Best Buy gift cards

1-888-716-7994

You bought Best Buy gift cards for a scammer.

Note
Best Buy replaces lost or stolen cards only with the original receipt. Main line: 1-888-BEST-BUY (1-888-237-8289).
Checked
on bestbuy.com

FINRA Securities Helpline for Seniors

844-574-3577

Older investors with questions or worries about a brokerage account or an investment.

Hours
Mon–Fri 9 a.m.–5 p.m. ET
Note
Also written as 844-57-HELPS.
Checked
on finra.org

Phone carriers

Your phone suddenly shows no service, or you got a SIM-change notice you didn't ask for: call your carrier now.

AT&T wireless fraud

877-844-5584

A change, order, or new service on your AT&T wireless account that you didn't approve.

Note
AT&T home internet or phone: 877-379-2319.
Checked
on att.com

Verizon

1-800-922-0204

A SIM or device change on your Verizon account that you didn't make.

Note
From a Verizon phone, dial *611. Number moved to another carrier without your OK: 888-844-7095. Account taken over: 888-483-7200.
Checked
on verizon.com

T-Mobile Customer Care

1-800-937-8997

T-Mobile customers.

Hours
Every day 4 a.m.–9 p.m. PT
Note
From a T-Mobile phone, dial 611.
Checked
on t-mobile.com

Forward spam texts to 7726 (SPAM)

consumer.ftc.gov

Any mobile customer. Copy the spam text and forward it to 7726 so your carrier can block similar ones.

Note
A text, not a call.
Checked
on consumer.ftc.gov

Older adults, family, and victim support

Local help for older and disabled adults, and support for anyone hurt by a crime.

VictimConnect Resource Center

855-484-2846

Victims of any crime in the U.S.: emotional support, information, and referrals to local help.

Hours
Call, text, or chat 24/7
Note
Also written as 1-855-4VICTIM.
Checked
on victimconnect.org

Eldercare Locator

1-800-677-1116

Finds local services for older adults, including the agency that takes reports of elder financial exploitation.

Note
Call or text. Online chat on the website.
Checked
on eldercare.acl.gov

Adult Protective Services, by state

napsa-now.org

Report suspected abuse or financial exploitation of an older adult or an adult with a disability.

Note
Each state has its own number. Pick your state on this page.
Checked
on napsa-now.org

Sources

  1. U.S. Department of Justice, Office for Victims of Crime National Elder Fraud Hotline
  2. AARP Fraud Watch Network Helpline
  3. FTC Contact the Federal Trade Commission
  4. FTC What to know about identity theft
  5. FTC Credit freezes and fraud alerts
  6. Consumer Financial Protection Bureau Submit a complaint
  7. FBI Internet Crime Complaint Center
  8. Social Security Administration Call us
  9. IRS Identity theft guide for individuals
  10. Medicare.gov Talk to someone
  11. National Center for Missing & Exploited Children CyberTipline report
  12. FTC How to recognize and report spam text messages

Checked

Need a person?

  • AARP Fraud Watch Network Helpline 877-908-3360Any age. Mon–Fri 8 a.m.–8 p.m. ET
  • National Elder Fraud Hotline 833-372-831160 and older. Mon–Fri 10 a.m.–6 p.m. ET

US-focused · Not legal advice · Nothing for sale